• BEST MORTGAGES

    Author: Jonathan Flawn Financial Advisor |

    When it comes to regular mortgages, for the most part the rates dictate who has the best mortgage. Any good mortgage broker can help you with this. If you have a good relationship with a certain financial institution by all means keep using them, but I suggest you keep them honest by getting quotes from others before you renew. Watch out for the penalties for pre-payments or refinancing. Any company that doesn't allow at least 20% prepayment, I would pass on. For the Smith Manoeuvre, the requirements are much more extensive, and there are far fewer suitable products. Keep in mind…

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  • OTHER PLANNING TOPICS

    Author: Jonathan Flawn Financial Advisor |

    For a discussion of some of the dangers of joint ownership, particularly if the joint ownership is with children (or even worse, friends) click on Why Joint Ownership is Often Bad. For a discussion of the merits of owning versus leasing automobiles, click on Automobiles – Lease vs. Buy. For a detailed discussion of executive compensation, click on The 9 Biggest Mistakes Executives Make with Their Compensation.

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  • CASE STUDIES

    Author: Jonathan Flawn Financial Advisor |

    For a case study on the issues of aging, see CS#1 – Dealing with Aging For a case study featuring retirement planning, see CS#2 – Getting Ready for Retirement

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